Professional Home Inventory Documentation for Las Vegas Homeowners
One visit. One report. Ongoing protection. Delivered in a format your insurance company can actually use.
This Service Exists Because the Alternative Costs You More
In Las Vegas, your chance of being a victim of property crime is 1 in 37. The property crime rate here is 49% higher than the national average, and Nevada is one of the only states where it went up last year while the rest of the country improved. Over 358,000 home fires happen across the country every year. These are not hypothetical risks. They are the reality of owning a home in this market.
The average Las Vegas homeowner has $50,000 or more in personal property sitting inside their home right now. When an undocumented claim is filed, the payout is typically 20 to 40 percent less than it should be. On a $50,000 claim, that gap is $10,000 to $20,000 you will never recover.
A professional home inventory protects you from that loss. It is not an expense. It is insurance for your insurance.
The families who wish they had done this are the ones standing in front of an adjuster trying to remember what they owned. You still have the chance to do it before that happens.
The Nguyen Family Had Every Security Measure Except the One That Mattered
Tom and Lisa Nguyen live in a gated community in Summerlin. Their home has a monitored alarm system, Ring cameras on the front door and garage, motion-sensor lights on every corner, and a 90-pound German Shepherd named Duke. They pay $2,100 a year for homeowner's insurance. They have never filed a claim.
On a Saturday afternoon in October, the family drives to Mesquite to visit Lisa's sister for the long weekend. Duke goes with them. The break-in happens four hours later. The thieves cut the alarm panel wiring from the exterior utility box, entered through a side window in a camera blind spot, and were inside for less than 20 minutes.
Gone from the master bedroom: Lisa's jewelry collection, including her engagement ring, two anniversary bands, a diamond pendant her mother gave her, and a pair of pearl earrings from their honeymoon in Japan. A Breitling watch from Tom's nightstand that he received when he made partner at his firm. Three designer handbags from the walk-in closet.
Gone from the kids' rooms: two laptops, an iPad Pro, a PlayStation 5 with four controllers and a headset, and a Nintendo Switch.
Gone from the living room: a 1975 Martin D-28 acoustic guitar that belonged to Lisa's father. He played it for over 30 years. He gave it to Lisa two months before he passed. It sat in a glass display case in the corner of the living room. The family never played it. They just liked knowing it was there.
Tom files the police report Monday morning. Then he calls the insurance company. The adjuster asks for a complete list of everything taken: brand, model, serial number, purchase date, estimated value, proof of ownership.
Lisa knows her jewelry was worth at least $14,000, but she has no receipts for any of it. The adjuster explains that jewelry, watches, and furs carry a $1,500 sublimit on theft claims under their standard policy. Without a scheduled endorsement backed by professional appraisals, the insurance company will pay a maximum of $1,500 for the entire jewelry loss. Lisa's $14,000 collection pays $1,500.
Tom's $4,800 Breitling watch has no receipt. The store he bought it from closed two years ago. It falls under the same sublimit. Already capped.
The designer handbags were worth a combined $6,200. Lisa has a receipt for one. The other two are estimated by the adjuster at roughly half their actual replacement cost.
Then there is the guitar. Lisa tells the adjuster it was a 1975 Martin D-28, worth approximately $4,500 based on recent sales of comparable models. The adjuster asks for documentation. There is none. No photo. No appraisal. No receipt. No record of the make, model, or year anywhere. Lisa's father never had it appraised. The adjuster notes it as "used acoustic guitar" and assigns a value of $225. A $4,500 guitar that belonged to Lisa's father for 30 years, that she kept in a glass case in her living room, is reduced to $225 on a claims form because there is no proof it was anything more than that.
What You Get
Every home inventory includes a complete, room-by-room documentation of your personal
property, organized and formatted for insurance adjusters.
Choose Your Plan, Then See Your Price
Select how you want to protect your home. Members save on their inventory and get ongoing
protection for their documentation.
Step 1: Pick your membership option
Your inventory pricing updates automatically based on your selection.
Homes over 4,500 sq ft are quoted individually. You pay 50% at booking, balance when your report is delivered.
The Math That Makes This Decision Simple
You are not paying for a service. You are paying to close the gap between what your insurance policy promises and what it actually pays.
Keep Your Inventory Current
Your home changes over time. Remote updates and walk-throughs keep your documentation ready.
What We Document (and What We Do Not)
Questions About Our Services and Pricing
The Cost of Not Documenting Is Always Higher Than the Cost of Documenting.
Find out exactly what your home inventory costs. No obligation.
Protecting what you own, before you ever need to prove it.
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