Protecting What You Own, Before You Ever Need to Prove It

If your home was destroyed tomorrow, could you list everything you own from memory? Most people cannot. That is exactly what your insurance company is counting on.

Legacy Vault America

Home Inventory Report

Property Summary

Living Room

Itemized Inventory

Item	Serial #	Value

AS FEATURED IN

Most Homeowners Are One Disaster Away From a Financial Loss They Do Not See Coming

In Las Vegas, your chance of being a victim of property crime is 1 in 37 in any given year. The property crime rate here is 49% higher than the national average. Nationally, over 358,000 home fires happen every year, with cooking, electrical malfunctions, and heating equipment as the top causes. These are not rare events. They are statistical realities for homeowners in this area.

You pay your insurance premiums every month. You have a policy. You believe you are covered. And technically, you are. But coverage and getting paid are two very different things.

When something happens, your insurance company does not just write you a check. They send an adjuster who asks you to list every single item you lost. Every piece of furniture, every appliance, every electronic, every tool, every piece of jewelry. The brand, model, serial number, how old it was, what it cost, what condition it was in.

You are doing this from memory. In shock. Displaced from your home. Meanwhile, the adjuster has done this thousands of times. They are trained to manage payouts. You are doing it for the first time in the worst moment of your life.

That is not a fair negotiation. And without documentation, the outcome is almost always the same: you get paid less than you are owed, for less than you lost.

The Numbers Tell the Real Story

The Risk in Las Vegas

1 in 37

chance of being a property crime victim in Las Vegas in any given year

0%

Counter 1

higher property crime rate than the national average

0K+

Counter 1

home fires every year in the United States

0.0%

Counter 1

increase in Nevada property crime in 2024 while the national average went down 9%

What It Costs You

$0+

Counter 1

what the average Las Vegas homeowner pays per year for insurance

$0

Counter 1

what most have invested in proving what they own when they file a claim

20 to 40%

how much less you get paid when

you file a claim without

documentation

Las Vegas is one of the only metro areas where property crime went up last year while the rest of the country improved. You are paying $1,700 a year for insurance in one of the highest-risk property crime markets in the country, and most homeowners here have zero documentation to back up a claim.

A professional home inventory closes that gap. It turns your policy from a promise into a guarantee you can actually use.

The Martinez Family Thought They Were Protected. They Were Not.

Carlos and Maria Martinez have lived in their Henderson home for 12 years. Four bedrooms, a two-car garage full of tools, a living room with a 75-inch TV and surround sound system. Maria's jewelry collection. Carlos's workshop with $8,000 in power tools. A guest room full of the kids' old electronics. They pay $1,800 a year for homeowner's insurance. They have never missed a payment.

One night, an electrical fire starts in the garage. By the time the fire department arrives, the garage, kitchen, and half the living room are destroyed. Smoke and water damage reach every room in the house.

The next day, the adjuster shows up and hands Carlos a form. "List everything you lost. Include the brand, model, serial number, purchase date, and estimated value for each item."

Carlos sits in a hotel room with his family and tries to remember. He knows he had a table saw, but was it a DeWalt or a Ridgid? He had at least 20 power tools, but he can only name 11. Maria knows her jewelry was worth thousands, but she has no receipts. The kids' old gaming consoles and laptops? They cannot even remember how many there were.

After three weeks of trying, they submit their list. The adjuster processes the claim. The settlement comes back $23,000 less than what they actually lost. The tools Carlos could not name do not exist on the claim. Maria's jewelry exceeds the policy sublimit, and without appraisals, the insurance company pays the cap. The electronics with no serial numbers get reduced values.

The Martinez family paid $21,600 in insurance premiums over 12 years. When it mattered, they lost $23,000 because they could not prove what they owned.

A professional home inventory would have changed everything for this family. It will change everything for yours.

We Handle Everything. You Just Open the Door.

1

We Visit Your Home

A trained specialist walks every room, photographing and logging every significant item you own. Furniture, electronics, tools, jewelry, art, collections. Nothing gets missed.

2 We Document Everything

Every item is captured with photos, descriptions, serial numbers, brand and model info, condition notes, and current estimated replacement values. This is what adjusters need to process your claim.

3 You Receive Your Report

Within 3 to 5 business days: a professionally formatted PDF report and a secure cloud vault organized by room. Ready to use if you ever need it.

A Complete, Professional Record of

Everything You Own

Room-by-room professional photography of your entire home

Itemized inventory with descriptions, serial numbers, and replacement values

Professionally formatted PDF report designed for insurance adjusters

Condition notes and dated photos for depreciation defense

Secure cloud vault with all photos and records, accessible anytime

High-value item flagging with appraiser referral guidance

Remote and in-home update options to keep your inventory current

Claim-ready file access when you need your documentation most

Complete Home Protection Starting at $19 a Month

Your Legacy Vault membership pairs a one-time professional inventory with ongoing protection: a secure cloud vault, regular updates, and claim-ready file access whenever you need it.

One-Time Inventory

No monthly fee

Just the Report

Professional home inventory visit

PDF report download

No cloud vault

No updates included

No claim-ready file access

Vault Membership

$19/mo

or $179/yr (save $49)

10% off your home inventory

Secure cloud vault

1 free remote update/year

Discounted walk-through updates

Claim-ready file access

Concierge Membership

$49/mo

or $499/yr (save $89)

20% off your home inventory

Secure cloud vault

1 free remote update/quarter

1 free walk-through update/year

Claim-ready file access + priority scheduling

"We never thought about what would happen if we had to list everything we own. After the inventory, we realized how much we actually have and how impossible it would have been to remember it all. The report is incredibly detailed. It is the best money we have spent on our home in years."

David and Rachel T.

Henderson, NV

"Documentation is protection."

A home inventory is not a nice-to-have. It is the difference between a fair settlement and losing thousands of dollars you earned.

"Every homeowner deserves this."

You do not need a mansion to benefit. If you own things you would need to replace, you need documentation. Period.

"The work has to be done right."

Every visit follows a professional protocol designed to produce reports that hold up when it matters most. No shortcuts. No camera-roll inventories.

Serving the Greater Las Vegas Area

Legacy Vault America serves homeowners throughout Las Vegas, Henderson, North Las Vegas, Summerlin, Boulder City, and surrounding communities.

Not sure if we cover your area? Reach out and we will let you know.

Common Questions About Home Inventory Documentation

What is a professional home inventory?

A professional home inventory is a complete, documented record of everything you own inside your home. A trained specialist visits your property, photographs every significant item room by room, records descriptions, serial numbers, and estimated replacement values, then delivers a professionally formatted report. This documentation serves as credible evidence if you ever need to file an insurance claim.

Why do I need a home inventory if I already have homeowner's insurance?

Your homeowner's insurance policy covers the value of what you lost, but the burden of proving what you lost falls entirely on you. Without documentation, you are relying on memory to list every item, recall brands, estimate values, and describe conditions. Undocumented claims are typically paid 20 to 40 percent less than claims backed by proper evidence. A home inventory gives you the proof you need to be paid what you are owed.

How does the membership work?

You choose from three options: a one-time inventory with no membership, the Vault Membership at $19 per month (or $179 per year), or the Concierge Membership at $49 per month (or $499 per year). Members get a discount on their initial home inventory, a secure cloud vault for their documentation, free remote updates, and claim-ready file access. The Concierge tier adds quarterly remote updates and one free in-home walk-through per year.

How long does a home inventory visit take?

Most mid-size homes take 4 to 8 hours on-site. The exact time depends on the size of the home, the number of rooms and storage areas, and the density of items. We provide a time estimate when you book so you know what to expect.

What areas does Legacy Vault America serve?

We serve homeowners throughout the greater Las Vegas area, including Las Vegas, Henderson, North Las Vegas, Summerlin, Boulder City, and surrounding communities. If you are not sure whether your area is covered, reach out and we will let you know.

What do I receive after the inventory is complete?

You receive a professionally formatted PDF report organized by room. If you are a Vault or Concierge member, you also get access to a secure cloud vault with all photos and records accessible anytime. Each item entry includes photos, descriptions, serial numbers where applicable, and estimated replacement values.

Do I need to prepare my home before the visit?

There is no need to clean or organize. Just make sure all rooms and areas you want documented are accessible, and pull out any receipts, appraisals, or certificates you have for high-value items. We work around your home as it is.